A fractional CFO is a senior finance leader you engage part-time instead of hiring full-time. A bookkeeper records what happened. An accountant files your year-end. A fractional CFO sits in between and ahead — making sure the numbers are right monthly, forecasting cash, building budgets and KPIs, and helping you make pricing, hiring and investment decisions with real data behind them.

Most of my clients already have someone doing the bookkeeping. What they're missing is someone who helps them understand the numbers and use them to make better decisions.

A full-time Controller is a six-figure commitment before benefits. Most businesses under $20M don't need that person forty hours a week — they need them a few days a month, at a senior level. That's the entire premise here. And because I've done the Controller job myself, I execute as well as advise; I don't hand you a strategy deck and leave the work to someone else.

No — and I'd usually rather you didn't. Your bookkeeper knows your business and costs a fraction of what I do. My job is to give them structure, deadlines and review, so their work becomes reliable enough to make decisions from. If the arrangement genuinely isn't working, I'll tell you plainly.

Each of the three levels is a flat monthly fee, quoted after I understand your situation — fee depends on transaction volume, entity count, reporting complexity and how much cleanup the first months require. Pricing is discussed openly on the first call, so nobody's time gets wasted. There's no hourly billing and no charge for phone calls or emails.

Remote-first. Cloud accounting means I can do virtually all of this from anywhere, which is why I work with clients across BC, AB, SK, MB and ON — and it keeps your fee lower. For Greater Victoria clients, on-site time is available when it's genuinely useful: onboarding, systems changes, or meetings with your bank or team.

Month to month after an initial 90-day period. The 90 days exist because meaningful cleanup and forecasting take that long to show value — not to lock you in. Thirty days' notice either way.

Yes. GST/HST across Canada — including ON's HST — and PST in BC, SK and MB where you're registered, plus payroll remittances, WCB reporting, and year-end slips: T4, T4A, T5, T5018 and NR4. Multi-province registration is a common trip-up for contractors working outside their home province; if you're crossing borders, it's worth reviewing.

Yes, for clients in BC and MB at this time, at a fixed fee quoted upfront. CFO and Controller services extend further, to BC, AB, SK, MB and ON.

That's the most common situation, not a disqualifier. Cleanup is a normal first phase. Take the free review — worst case you get a written list of what needs fixing and a realistic sense of the effort involved.